대학신문방송국

If You Cherish Discounts, Apply for the HBNU Student ID Debit Card 

By Woo Jung-kyu Cub Reporter, Sophomore of Industrial Engineering

The phrase “If you want to save money, cut off your credit card and use a debit card” appears frequently in financial books, targeting people in their 20s and 30s. There are three main reasons for using a debit card. First is to build good consumption habits. There is a limit on the use of debit cards. Therefore, you can lead a regular ‘consumption’ life and stay away from overconsumption. Second is to receive more tax deductions at the time of the year-end tax settlement. If you exceed 25 percent of your annual salary, 15-30 percent of the excess can be deducted, up to 3 million won per year. Third is to receive benefits that are as good as those offered by credit cards. Many college students will use debit cards for this purpose. I would like to recommend the “HBNU student ID debit card” to students who are looking for a debit card with a student ID function and a variety of discounts and benefits.                                                                                                                

      Benefits of HBNU Student ID Debit Card 

     (How to check benefits: Access KB Star Banking app → All menus → Product registration → Create card → Create university student ID check card → Benefit information)        

Let’s take a look at the benefits for college students.                                                         

1. It can be used as a library pass and book loan card for student ID purposes. 

2. When using a GS25, you can get a 5 percent cashback, and if the amount used per transaction is between 10,000 won and 20,000 won, you can get a maximum of 1,000 won discount.                                                                                                                                                     

3. When using public transportation, you can receive a 10 percent billing discount and a discount of up to 20,000 won per month, and you can get a discount if you have used more than 300,000 won in the previous month.                                                                                                   

     4. When using CGV, you can receive a 35 percent cashback and a maximum discount of 7,000 won if the amount used per case is between 10,000 won and 20,000 won. Buying gift certificates or using concession stands in theaters is excluded.                                   

     5. When using Starbucks, you can get a 20 percent cashback and a maximum discount of 4,000 won, if the amount used per transaction is between 10,000 won and 20,000 won. Note that you cannot get a discount when you purchase gift certificates, charge your Starbucks card, or use some other stores.

Only freshmen and transfer students can receive the debit card from March to September every year. Also, it is easy to receive the HBNU student ID debit card, and it offers so many benefits through the app. You can check the issuance method through this QR code. 

I hope that you enjoy your school life while taking advantage of being a HBNU student.